Cloudvirga Horizon for Wholesale Lenders

Why Horizon Wholesale?

At Cloudvirga we are redefining the wholesale lenderrelationship by giving your broker partners the tools they need andcommunication they deserve, all in one place. Bottom line—we help grow yourbusiness and relationships.

Putting Your Broker Partners in Charge

Fully featured pipeline dashboard

Your broker partners can use an included view or easily create a custom dashboard in just a few clicks to instantly review, monitor and track the status of every loan.

Task Management

Easily manage a full pipeline of loans in one place. From rate locks and disclosures to conditions and repricing, Horizon Wholesale has your broker partners covered from start to finish in one place.

Communicate across all parties

Whether it’s delivering a Loan Comparison report, needs list, or a status update, your broker partners can keep their customers in the know instantly from our portal. Loan status and condition updates? Yes, that too.

Create Loans or Upload a FNM 3.4

Your broker partners can easily upload a FNM 3.4 file or manually create a new loan instantly, giving them the options they require.

White-Labeled & Configurable

A broker partner branded experience from start to finish with views that are configurable and permission settings you control.

Appraisal Management

Get the commitment your partners need upfront and the tracking they deserve with appraisal ordering, payments, and updates in one place.

Government Center

Our best-in-class government center allows your Loan Officers to complete even the most complex loan scenarios in seconds within out platform. Creating the best experience for and your customers.

Determine eligibility

Our platform helps your partners instantly determine eligibility for FHA, VA, and USDA loans by asking the right questions, at the right time, all in one place.

Automatic and program specific calculations

Program specific calculations such as VA Funding Fee and FHA UFMIP are completed with the click of a button, making even the most complex loan simple.

Dynamic pricing and fee

With dynamic program pricing and fee capabilities, your broker partners can instantly see all associated pricing and fee options across all rates and terms instantly, accurately, and on one screen.

Product & Pricing Platform

Our industry best product and pricing tools get the information you need, when you need it and all with real-time accuracy. Quote with confidence.

Built-in fee calculations

With Horizon Wholesale, the difficult calculations are completed for you. Whether it’s mortgage insurance, VA Funding, FHA UFMIP, and more, our platform instantly gives you the right calculations in one place.

Lender and third party fees
in real time

Your broker partners can disclose with confidence. Our platform instantly reaches out to multiple sources to make sure the figures your broker partners disclose are correct from the first click to the last.

Loan Comparison letter builder

Compare up to five loan scenarios, including all fees, cash to close, and payments in a professional quality deliverable. Helping your broker partners create trust and give their customers more options.

Change of Circumstance protection

Horizon Wholesale is constantly scanning the loan data for any changes that would trigger a reprice or re-disclosure and alerts your broker partners then make sure it is completed before the loan moves forward.

Pre-Approval Letters

Your broker partners can instantly create custom broker branded pre-approval letters for their customers then deliver them where and when they need it.

Dynamic Application Workflow

Horizon Wholesale's dynamic workflow adjusts with your broker partner input, creating a custom experience for them from the first click.

Dual AUS and MI

Instantly run DU or LPA or reissue existing results with one click. Price, compare, and order MI from all six mortgage insurance providers instantly.

Automated Initial Disclosures

Horizon Wholesale allows your broker partners to create lender Initial Disclosures with just one click, all within our platform, and with tracking to boot.

Electronic Documents & Signatures

We understand that your broker partners need convenience. Our platform allows them to give eConsent and eSign disclosers in one place.

User & Account Level Permissions

From across town or across the country, you can easily customize permission levels for an individual broker, Loan Officer, team, branch, or region.

Wholesale Lenders