Cloudvirga Horizon Wholesale

A User Experience Like No Other

By listening to our client partners we have created the best experience for your broker partners by giving them the tools they need to succeed in any market.

Meticulously Designed UI/UX

Our clients asked and we listened.
Horizon Wholesale is constantly updated and improved with feedback by our clients and users. We have collaborated with all our partners to build the best possible experience.

Broker Branded Portal

Your products, their experience. Horizon Wholesale was built to give your broker partners a seamless branded experience. Their brand, better experience, more closed loans.

Broker Pipeline Management

Helping you capture more loans from your broker partners by allowing them to manage an entire pipeline in one place.

Fully featured pipeline dashboard

Your broker partners can use an included view or easily create a custom dashboard in just a few clicks, to instantly review and manage their full pipeline.

Disclosure tracking

Easily track Initial and Redisclosures and Change of Circumstance in one place. Keeping your brokers compliant and in the know without a resource involved.

Communicate across all parties

Whether it’s delivering a Loan Comparison report, needs list, or a status update, your broker partners can keep their customers in the know instantly from our portal. Loan status and condition updates? Yep, that too.

Task Management

Easily manage a full pipeline of loans in one place. From rate locks and disclosures to conditions and repricing, Horizon Wholesale has your broker partners covered from start to finish- in one place.

Create New or Upload FNM 3.4 File

Relationships don't end at closing, and neither should your customer's access. With Cloudvirga your customers have access for life.

White-Labeled & Configurable

You brand, their experience. Our platforms are completely white labeled customizable, creating a seamless experience from start to finish.

Apprasials

Get the commitment you need upfront and the tracking you deserve with appraisal ordering, payments and updates in one place.

Product & Pricing Platform

Our industry best product and pricing tools get the information you need, when you need it and all with real-time accuracy. Quote with confidence.

Native fee calculations

With Horizon Wholesale, the difficult calculations are completed for you. Whether it’s mortgage insurance, VA Funding, FHA UFMIP, and more, our platform instantly gives you the right calculations in one place.

Lender and third-party fees in real time

Your broker partners can disclose with confidence. Our platform instantly reaches out to multiple sources to make sure the figures your broker partners disclose are correct from the first click to the last.

Loan Comparison report builder

Compare up to five loan scenarios, including all fees, cash to close, and payments in a professional quality deliverable. Helping your broker partners create trust and give their customers more options.

Maximize disclosure accuracy

Horizon Wholesale is constantly scanning the loan data for any changes that would trigger a reprice or redisclosure and alerts your broker partners then make sure it is completed before the loan moves forward.

Government Center

Our best-in-class government center allows your broker partners to complete even the most complex loan scenarios within seconds in one place. Creating the best experience for them and their customers.

Determine eligibility

Our platform helps them instantly determine eligibility for FHA, VA, and USDA loans by asking the right questions, at the right time, all in one place.

Automatic and program specific calculations

Program specific calculations such as VA Funding Fee and FHA UFMIP are completed with the click of a button, making even the most complex loan simple.

Dynamic pricing and fee

With dynamic program pricing and fee capabilities, your broker partners can instantly see all associated pricing and fee options across all rates and terms instantly, accurately, and on one screen.

E-Verification Suite

Our eVerification suite saves your broker partners days in processing and creates a happy customer by collecting everything they need upfront. Allowing them to create underwriter ready files in minutes and then accurately disclose to their customers.

Instantly verify Income, Employment, and Assets

Get eConsent Upfront

eSign Initial Disclosures

Pre-Approval Letters

Your broker partners can instantly create custom broker branded preapproval letters for their customers then deliver them where and when they need it.

Dynamic Application Workflow

Horizon Wholesale's dynamic workflow adjusts with your broker partner input, creating a custom experience for them from the first click.

Dual AUS and MI

Instantly run DU or LPA or reissue existing results with one click. Price, compare, and order MI from all six mortgage insurance providers instantly.

Automated Initial Disclosures

Horizon Wholesale allows your broker partners to create lender Initial Disclosures with just one click, all within our platform, and with tracking to boot.

Electronic Documents & Signatures

We understand that your broker partners need convenience. Our platform allows them to give eConsent and eSign disclosers in one place.

User & Account Level Permissions

From across town or across the country, you can easily customize permission levels for an individual broker, Loan Officer, team, branch, or region.