The Lending Solution for You and Your Members

Credit Unions

Member experience, platform reliability, and brand protection are hallmarks of the Cloudvirga brand. We know they are yours as well.

Why Cloudvirga Horizon?

At Cloudvirga we know that you require a seamless brand experience with technology that is always on and creates the best experience. We have brought together the right tools to help build and protect your brand while creating the best and most efficient experience for your members and Loan Officers.

You require more and Horizon delivers.

Distributed Retail Model

Horizon was created for the Retail landscape, and we’ve taken that a step further with our Distributed Retail model, which allows for a localized branch experience, permissions, and branding.

Seamless Brand Experience

Our platform, your brand. With Horizon the brand is all yours. From access points to integrations, your members only experience your brand including URLs. No watermarks, not "powered by", just yours.

SOC2 Type II

We know that brand integrity and protecting your member’s information are a top priority, and they are for us too. We renew our SOC2 Type II certification every year.

Member Dashboard “For Life”

Relationships don't end at closing, and neither should your member's access. With Cloudvirga your members have access for life.

White-Labeled & Configurable

Your brand, their experience. Our platforms are completely white labeled customizable, creating a seamless experience from start to finish.

Appraisal Management

Get the commitment you need upfront and the tracking you deserve with appraisal ordering, payments, and updates in one place.

Experience is Everything

Creating the best experience for your members is our #1 priority.


Member Satisfaction Score

Product & Pricing Platform

Our industry best product and pricing tools get the information you need, when you need it and all with real-time accuracy. Quote with confidence.
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Built-in fee calculations

With Horizon, the difficult calculations are completed for you. Whether it’s mortgage insurance, VA Funding, FHA UFMIP, and more, our platform instantly gives you the right calculations in one place.

Lender and third party fees
in real time

Speak to your members and disclose with confidence. Our platform instantly reaches out to multiple sources to make sure the figures your Loan Officers disclose are correct from the first click to the last.

Loan Comparison letter builder

Compare up to five loan scenarios, including all fees, cash to close, and payments in a professional quality deliverable. Helping your Loan Officers create trust and give their members more options.

Change of Circumstance protection

Horizon is constantly scanning the loan data for any changes that would trigger a reprice or re-disclosure and alerts your Loan Officers and makes them complete it before the loan moves forward.

Government Center

Our best-in-class government center allows your Loan Officers to complete even the most complex loan scenarios within seconds in one place, creating the best experience for everyone.
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Determine eligibility

Our platform helps you instantly determine eligibility for FHA, VA, and USDA loans by asking the right questions, at the right time, all in one place.

Automatic and program specific calculations

Program specific calculations such as VA Funding Fee and FHA UFMIP are completed with the click of a button. Making even the most complex loan simple.

Dynamic pricing and fee

With dynamic program pricing and fee capabilities, you can instantly see all associated pricing and fee options across all rates and terms instantly, accurately, and on one screen.

E-Verification Suite

Our eVerification suite saves you days in processing and creates a happy borrower by collecting everything you need upfront. Create underwriter ready files in minutes and then accurately disclose to your borrowers.
Instantly verify Income, Employment, and Assets
Get eConsent Upfront
eSign Initial Disclosures
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Pre-Approval Letters

Instantly create customizable preapproval letters for your members then deliver them where and when they need it.

Dynamic Application Workflow

Horizon's dynamic workflow adjusts with your customer input, creating a custom experience from the first click.

Dual AUS

We know your members want options and our platform delivers. Instantly run DU and LPA simultaneously with one click.

Automated Initial Disclosures

Horizon allows you to create Initial Disclosures with just one click all within our platform, and with tracking to boot.

Electronic Documents & Signatures

We understand that your members need convenience. Horizon allows them to give eConsent and eSign disclosers in our platform.

User & Account Level Permissions

From across the office to across the country, you can easily customize permission levels for an individual, team, branch, region, or enterprise.

Maximize your member experience and originator efficiency today!

Chat with one of our Sales Executives to discuss how Cloudvirga can optimize your tech stack.