Consumer Mortgage Point-of-Sale

Streamline the Origination Process

Engage your consumers with a world-class, customized application which will take your customers from application to closing.

Consumer Point-of-Sale Digital Mortgage Platform

Deliver the Best User Experience
to Your Customers

Custom Built for Mortgage Pros Digital Mortgage
Tailored to Your Brand Consumer Point-of-Sale Digital Mortgage Platform
Customized Experience Consumer Point-of-Sale Digital Mortgage

Everything Your Customer Needs

Tailored to Your Brand

Customized Experience

One-stop-shop where your customers engage with you to complete an application throughout the entire loan

Differentiating yourself is important. Deliver a digital mortgage experience that fits your organization’s brand

Run your business your way with a customized application. Define what is collected and which features are important to you

Custom Built for Mortgage Pros Digital Mortgage

Everything Your Customer Needs

One-stop-shop where your customers engage with you to complete an application throughout the entire loan

Tailored to Your Brand Consumer Point-of-Sale Digital Mortgage Platform

Tailored to Your Brand

Differentiating yourself is important. Deliver a digital mortgage experience that fits your organization’s brand

Customized Experience Consumer Point-of-Sale Digital Mortgage

Customized Experience

Run your business your way with a customized application. Define what is collected and which features are important to you

Mobile and Web Friend Consumer Point-of-Sale Digital Mortgage
Mobile and Web Friendly Consumer Point-of-Sale Digital Mortgage

Mobile and Web Friendly

With a mobile first responsive design, your customers will get an engaging experience whether they are on their smart phones, desktop computer, or tablet.

End-to-End Functionality Consumer Point-of-Sale Digital Mortgage

End-to-End Functionality

Simplify the process by giving your customer one place to live from start to finish.

End-to-End Functionality Consumer Point of Sale Digital Mortgage
Seamless User Experience Consumer Point-of-Sale Digital Mortgage
Seamless User Experience Consumer Point-of-Sale Digital Mortgage

Seamless User Experience

Whether your consumer is filling out an application or ordering an appraisal, they will be guided with common navigation support, controls, tips and much more. 

Intelligent Needs List Consumer Point-of-Sale Digital Mortgage

Intelligent Needs List

Digitized needs lists that automatically generates based on your specific consumer’s scenario. Reduce manual condition management while allowing the customer to keep track of what is outstanding.

Intelligent Needs List Consumer Point-of-Sale Digital Mortgage
Embedded Analytics Consumer Point-of-Sale Digital Mortgage
Embedded Analytics Consumer Point-of-Sale Digital Mortgage

Embedded Analytics

With in-application analytics, we can help you understand where you are effective with your customers and where you are not.  Understand funnel conversion, app usage, common flows and much more

Secure Document Delivery Digital Mortgage

Secure document delivery

Highest security doc vault gives your customers the comfort they need to provide documentation electronically.

Secure Document Delivery Consumer Mortgage Point-of-Sale Digital Mortgage Platform
Digital Mortgage Platform Americans with Disabilities Act (ADA) Compliant
Digital Mortgage Platform Americans with Disabilities Act (ADA) Compliant

Americans with Disabilities Act (ADA) Compliant

It is important to our customers that our digital experiences be easily and intuitively accessible to all consumers, including those who may be using assistive device software. We have designed our digital mortgage platform with this in mind and have been audited by an independent certification agency and certified as WCAG-complaint levels A and AA.

Digital Mortgage Platform Americans with Disabilities Act (ADA) Compliant

SOC 2 Type 1 Compliant

Cloudvirga helps you to stay secure and compliant throughout the mortgage origination process. We successfully deliver the five Trust Service Principles of security, availability, processing integrity, confidentiality, and privacy.

Digital Mortgage SOC 2 Type 1 Compliant
Cloudvirga ISO 27001 Stage 2 Certified
Digital Mortgage Platform Americans with Disabilities Act (ADA) Compliant

ISO 27001 Stage 2 Certified

Cloudvirga is proud to be ISO 27001 Stage 2 certified. We have met rigorous international security standards to ensure confidentiality, integrity, and availability of our Management of Information Security to protect all assets in design, development, maintenance and monitoring in our Intelligent Mortgage Platform®.

Integrate Lending Technologies Consumer Point-of-Sale Digital Mortgage

Seamlessly Integrate with Lending Technologies and Data Provider

Cloudvirga seamlessly integrates with your existing origination ecosystem and software such as loan origination systems (LOS), customer relation management (CRM), credit, product pricing and eligibility (PPE), fee and MI providers, government sponsored enterprise (GSE), electronic verification of assets (EVOA), esign and document delivery, and much more

Integrate Lending Technologies and Data Provider Digital Mortgage

See Why Customers Love Us

Implementing Cloudvirga’s Point-of-Sale has enabled us to improve the user experience for both our clients and loan officers by moving them into a functional online platform. We have also been able to lower our cost per loan by having the portal handle the tasks that are normally done by a loan officer assistant and achieve new efficiencies in several other positions.

– John Sherman, President, American Financial Network

We are already seeing tremendous benefit from consumers no longer abandoning applications and increased capacity for our sales force due to reduced time spent on loan structuring. More than that, we are enjoying significant operational pickup and accelerated decisioning due to the quality and completeness of files created in Cloudvirga.

– Dan Mulberry, CIO, Envoy Mortgage

I am convinced Cloudvirga is the piece of the origination puzzle that’s been missing for all loan officers. The smart consumer portal provides a simple, user-friendly, 10-minute application process for our borrowers, and our loan officers now have an origination environment they can efficiently navigate through with speed and confidence

– Carolyn Blondin, Brand Training Director, Fairway Independent Mortgage Corporation

Improve Customer Experience with
an Elegant End-to-End Solution

One place where your customer lives from application to closing.

Consumer Workflow Consumer Point-of-Sale Digital Mortgage

Intuitive Consumer Workflow

Optimized out of box workflows driven by usability studies and analytics maximize your conversion rates and consumer experience

Status Update Consumer Point-of-Sale Digital Mortgage

Loan Status Updates

Consumers have access 24/7 to the current status of their loan

Document Upload Consumer Point-of-Sale Digital Mortgage

Secure Document Upload

Consumers can easily fulfill conditions by uploading documents or on mobile devices simply taking a picture of the document

Order Appraisals Online Consumer Point-of-Sale Digital Mortgage

Order Appraisals Online

Consumers can order their appraisals by simply providing a credit card number and completing the request

Run Credit Consumer Point-of-Sale Digital Mortgage

Run Credit

Highly configurable to allow your organization to chose whether to run credit or not, run only at some branches, or just collect data and consent (without running credit) and more

verify-bank-accounts-consumer-point-of-sale-digital-mortgage.png

eVOA (Verification of Assets)

As an option, you can configure to allow your consumers to electronically verify assets in compliance with D1C

eSign Capabilities Consumer Point-of-Sale Digital Mortgage

eSign Capabilities

Electronically sign documents and disclosures to streamline the digital mortgage process and improve the consumer experience

Document Vault Digital Mortgage

Customizable Experience

Define exactly which screens get presented to your consumers, in what order, and with what associated logic to have a completely customized application

eConsent Consumer Point-of-Sale Digital Mortgage

E-Consent

Gather e-consent for one or more borrower in a compliant manner

Self-Start Loans Consumer Point-of-Sale Digital Mortgage

Multiple Loans

Consumers can work on multiple loans concurrently with the flexibility to choose which loan to work on at any given time

Real-TIme Audit Logs Digital Mortgage

Real-Time Audit Logs

Real-time audit log to track every detail of the loan process including date/time stamp when applicable 

Data Verified Against Sources Digital Mortgage

Digitally Verified Data

Data verified against original and third party sources for increased loan quality and reduced processing turn times

Mortgage Lender DNA Digital Mortgage

Mortgage DNA

Mortgage DNA integrated throughout the system

Ready to reduce mortgage origination costs and close loans faster?

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