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The Future Lending Office is a Coffee Shop

The Future Lending Office is a Coffee Shop

By: Kyle KamroozNovember 8, 2019By:Kyle KamroozNovember 8, 2019The Decentralized Future of Mortgage Lending A generation ago, mortgage lending offices were a necessity: you had to have a physical place to fill out and process all that paperwork. Today, though, digital...

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Compliance as a Competitive Advantage

Compliance as a Competitive Advantage

By: Maria MoskverNovember 7, 2019By:Maria MoskverNovember 7, 2019Before Dodd-Frank, it was far too common for mortgage companies to fall outside the guidelines set for compliance. Everyone’s expectations were different, in part because there was far less oversight....

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Fixing the Mortgage Loan Origination Process Flow

Fixing the Mortgage Loan Origination Process Flow

By: Daniel SogorkaNovember 6, 2019By:Daniel SogorkaNovember 6, 2019     What’s Missing from the Customer Experience of the Digital Mortgage? The mortgage loan origination process flow begins when a borrower fills out an application. These days, those...

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How Mortgage Technology Can Help Drive Revenue

How Mortgage Technology Can Help Drive Revenue

By: Daniel SogorkaOctober 22, 2019By:Daniel SogorkaOctober 22, 2019For mortgage lenders, technology is a central part of revenue generation, largely because it makes processes more efficient than they were in the days of all-manual origination. But the mortgage...

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Why We Do It: Making Financing More Affordable

Why We Do It: Making Financing More Affordable

By: Daniel SogorkaSeptember 26, 2019By:Daniel SogorkaSeptember 26, 2019Owning a home has long been part of the American dream. But in recent years, the cost of home ownership has due to a number of factors, a significant one being the ballooning costs of originating...

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Data Is the New Oil. And It’s Leaking All Over Fintech

Data Is the New Oil. And It’s Leaking All Over Fintech

By: Maria MoskverSeptember 19, 2019By:Maria MoskverSeptember 19, 2019An Economist article in 2017 made the claim that data is the new oil, arguing that data is now the most valuable resource available to businesses. While the validity of that claim has since been...

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Fall Mortgage Expo Guide

Fall Mortgage Expo Guide

By: Kyle KamroozSeptember 12, 2019By:Kyle KamroozSeptember 12, 2019Fall expo season is here for the mortgage industry, which means it’s time to plan a strategy for making the most of what can be an overwhelming few days. Here’s a three-part guide to making sure you...

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Cloudvirga Now Has SOC-2 and ISO / IEC 27001 Certifications

Cloudvirga Now Has SOC-2 and ISO / IEC 27001 Certifications

By: Admin TeamSeptember 3, 2019By:Admin TeamSeptember 3, 2019We’re proud to announce that, as of September 2020 , Cloudvirga has earned year 2 compliance through surveillance for SOC-2 and ISO / IEC 27001. Together, these certifications provide external validation...

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Mortgage Tech Is Compliance Tech

Mortgage Tech Is Compliance Tech

By: Maria MoskverAugust 21, 2019By:Maria MoskverAugust 21, 2019We’ve written in the past about the reasons the mortgage industry badly needs a technology makeover – and about how most so-called “digital mortgage” solutions don’t really live up to their promise. But no...

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The Digital Mortgage Is Still a Mirage

The Digital Mortgage Is Still a Mirage

By: Daniel SogorkaJuly 25, 2019By:Daniel SogorkaJuly 25, 2019Today, most borrowers have the option of applying for a mortgage via a mobile digital application – a major process improvement from 15 years ago. But after that initial application, the mortgage origination...

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The Shiny Objects Problems in Mortgage

The Shiny Objects Problems in Mortgage

By:Kyle KamroozJune 21, 2019By:Kyle KamroozJune 21, 2019A Wall Street Journal study from 2010 found that the average NFL game, despite taking about three hours to broadcast, contains less than 11 minutes of actual football playing. The other two hours and fifty-some...

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