Our Leaders

Mortgage is in our DNA

Founded by industry experts, Cloudvirga was built to solve for the undeniable need to improve the lending process not only for consumers but for lenders alike. Mortgages are complex but through automation we reduce risk and costs while delivering the American dream to millions of consumers.

DANIEL AKIVA

Chief Technology Officer, Co-CEO

Former SVP of Consumer Lending Technology at loanDepot
20+ years as a hands-on engineering leader and executive in the software space

MARIA MOSKVER

Chief Legal & Compliance Officer, Co-CEO

Former General Counsel and Enterprise Compliance Officer at Covius (fka LenderLive)
Industry leader in compliance recognition
20+ years in mortgage and FinTech

KYLE KAMROOZ

Chief Strategy Officer,
Co-Founder

Former EVP of Skyline Home Loans
Built 50-state fulfillment lender that processed $7B+ in loans annually
20+ years in mortgage lending and FinTech

MARK ATTAWAY

Chief Information Officer, Co-Founder

Former CIO of Skyline Home Loans; former CTO of Fidelity
25+ years in real estate and mortgage technology

Daniel’s Bio

Daniel brings vast experience building and guiding teams to deliver high quality software. As an engineer and architect at heart, Daniel brings discipline, thought and creativity to the art of software development.

Daniel comes to Cloudvirga from loanDepot where he managed a large engineering team that supported key business units including personal lending, enterprise CRM, and lead management. Additionally, Daniel provided architectural guidance across the mello platform, leading to the adoption of a microservice based cloud strategy and the delivery of the company’s first native mobile application. Prior to loanDepot, Daniel was a founder and held key leadership roles in multiple startups in the security, software and fin-tech sectors.

Daniel holds a BS in Computer Science from the University of Southern California.

Maria’s Bio

A results-driven executive with over twenty years of experience in the consumer financial services industry, both as a practicing attorney and chief compliance officer for technology-based companies in FinServ, Maria Moskver has extensive knowledge of federal and state-specific regulatory issues and a strong track record of establishing cultures of compliance.

Prior to joining Cloudvirga, Moskver was General Counsel and Enterprise Compliance Officer for Covius (formally LenderLive), a group of technology-enabled companies that provide compliance, quality assurance and valuation solutions for the residential and commercial real estate market. She was previously co-chair of the ALFN Collections Group and is a member of its Legislative and Regulatory Practice Group; the State Government Affairs Committee of AFSA; the Legal Issues Committee of the CMBA; and the State Legislative and Regulatory Committee of the MBA. In 2018, Maria was named one of HousingWire Magazine’s Women of Influence.

Maria graduated magna cum laude from Colorado College with a degree in Economics and holds an MBA from the University of Denver Daniels College of Business. She received her Juris Doctor from the University of Denver Sturm College of Law.

Kyle’s Bio

Kyle Kamrooz has nearly 20 years of senior/executive management experience in residential mortgage lending. By age 25, Kyle had built one of the largest direct-to-consumer mortgage lending companies in Orange County. His next venture, a nationwide mortgage company, processed more than $7 billion in loans annually and employed more than 500 people.

Kyle witnessed first-hand the inefficiencies of the home loan process for both consumers and lenders and earned Direct Endorsement underwriting approval from the FHA to better understand the problem. While serving as executive vice president at top-40 lender Skyline Home Loans, Kyle developed the digital mortgage platform that would become Cloudvirga.

Since co-founding Cloudvirga in 2016, Kyle has led the company through multiple rounds of investment funding, set the vision for its flagship POS systems, forged partnerships with leading mortgage service providers, and signed eight of the top 40 non-bank mortgage lenders.

Kyle serves on Fannie Mae’s Technology Advisory Board and is a member of the Mortgage Bankers Association, where he has served on the Loan Production, Legal and Regulatory Compliance, and State Legislative & Regulatory committees.

Kyle’s thought leadership has been featured in TechCrunch and The Huffington Post. He was named one of Entrepreneur magazine’s inspiring tech entrepreneurs under 40.

Mark’s Bio

Mark Attaway has more than twenty-five years of executive and hands-on experience in delivering technologies that automate the real estate and mortgage industries. Before co-founding Cloudvirga, he served as chief information officer for Skyline Home Loans, where he played a critical role in creating streamlined online origination processes for consumers and loan professionals. Prior to Skyline Home Loans, Mark co-founded the AQUA title decisioning and workflow system as chief information officer for LSI/ServiceLink, where he worked for ten years.

Early on in his career, Mark demonstrated his entrepreneurial spirit when he co-founded ACS System Associates which later became a wholly-owned subsidiary of Fidelity National Title. Mark also served as president of interest transaction intermediary company Escrow.com.

Michael’s Bio

For over 20 years, Michael Schreck has built and led pioneering companies whose innovative technologies enable the world’s leading brands to better engage with their customers. Prior to his CEO role at Cloudvirga, Michael served as the Managing Director of Altisource Labs, an innovation center within mortgage software provider Altisource Portfolio Solutions. In that role, he was responsible for overseeing more than 1,000 employees across four next-generation software and analytics companies, including leading software-as-a-service providers Equator and Mortgage Builder.

Michael previously held CEO positions at digital publishing firm Zmags and government service provider Corrective Solutions. He also co-founded General Catalyst Partners, a multi-billion-dollar venture capital firm where Michael helped develop successful startups including Upromise, SmartBargains, m-Qube and CoreMetrics. Collectively, these companies were acquired for over $1 billion by SLM, GSI Commerce, VeriSign and IBM, respectively.

Michael started his career as a strategy consultant at McKinsey & Company and Monitor Company. He holds an MBA degree from Harvard Business School and a bachelor’s degree from Brigham Young University.

Steve’s Bio

Steve DeSantis joined Cloudvirga as CFO on November 1, 2017. Steve has over 30 years of financial management experience in both the private and public sectors. Prior to joining Cloudvirga Steve was CFO of ShiftPixy and took the company public on Nasdaq in 2017. Steve co-founded Predixion Software, Inc., in December 2009 and served as its Chief Financial Officer; the company was sold in February 2017. Steve also served as CFO of DATAllegro from February 2007 to December 2009. DATAllegro was acquired by Microsoft in August 2008 for $280M.

He also served as EVP of Operations and Corporate Secretary of Nexiant, Inc., and served as its CFO from June 2005 through January 2007. In addition, Steve served as CFO and Corporate Secretary of TCI Solutions Inc.

Steve is a certified public accountant and holds a bachelor’s degree in business and an MBA from the University of Southern California.

Daniel’s Bio

Daniel Sogorka, CEO at Cloudvirga, has more than twenty years of experience leveraging technology to remove inefficiency and lower costs in the mortgage space. His strong track record as a senior executive at mortgage and real estate technology firms proves his expertise in executive management, consultative sales, and product development. His mission is to transform the mortgage experience for consumers and originators with a world-class borrower experience and automated lender workflow.

By building and working closely with expert sales and marketing teams, Daniel drove revenue and positioned Cloudvirga as a leading provider of technology for innovative mortgage originators looking to differentiate themselves in the industry. He’s received multiple industry awards (including the Mortgage Bankers Association’s Tech All-Star award and October Research’s Innovator of the Year award) and numerous patents for his innovations in the mortgage technology space.

Prior to Cloudvirga, Daniel served Fidelity National Financial (NYSE:FNF) as President of EXOS Technologies and EVP of Sales and Strategy. Earlier in his career, he was President of the RealEC Technologies Business Unit and an integral executive member of the Black Knight Financial Services (NYSE:BKI) team that took the company public in May 2015.

Daniel holds a B.S. in Civil and Environmental Engineering from Villanova University, where he was a Presidential Scholar.

Tim’s Bio

Tim brings intellectual foresight to Cloudvirga in the form of product development with over twenty years of experience in start-ups and Fortune 500 companies. Tim leads the development of our Cloudvirga Enterprise and Consumer POS systems and our Broker POS in partnership with ARIVE.

Most recently, Tim drove technology strategy for loanDepot’s digital platform. Prior to loanDepot, Tim led multiple start-ups through early phase work in financial services, software and wireless broadcast sectors resulting in many acquisitions and two public offerings.

Tim holds both a B.A. in Economics and an MBA from The University of California, Irvine.

Our Leaders

Founded by industry experts, Cloudvirga was built to solve for the undeniable need to improve the lending process not only for consumers but for lenders alike. Mortgages are complex but through automation we reduce risk and costs while delivering the American dream to millions of consumers.

DANIEL AKIVA

Chief Technology Officer, Co-CEO

MARIA MOSKVER

Chief Legal & Compliance Officer, Co-CEO

KYLE KAMROOZ

Chief Strategy Officer, Co-Founder

MARK ATTAWAY

Chief Information Officer, Co-Founder

Daniel’s Bio

Maria’s Bio

Kyle’s Bio

Mark’s Bio

Michael’s Bio

Steve’s Bio

Daniel’s Bio

Tim’s Bio

Chief Strategy Officer,
Co-Founder